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Richard B. Silberstein, CLU, ChFC, RHU – President
Richard Silberstein is the President of Silberstein Insurance Group. An insurance industry veteran, Richard founded the group and is responsible for its strategic direction and continued growth. While focused on all areas of the business, he oversees SIG’s employee benefit and consulting practice and manages the organization’s operations and client relationships. Richard has specialized expertise in areas of benefits consulting, regulatory compliance, benefits administration and insurance product design.

Richard began his career in the insurance industry in 1981. In 1984, he joined Franklin/Morris Associates, Inc. before founding Silberstein Insurance Group in 1984. He holds a Bachelor of Arts degree in Economics from Washington and Lee University and earned the CLU (Chartered Life Underwriter), ChFC (Chartered Financial Consultant) and RHU (Registered Health Underwriter) designations from the American College.

Richard is active in both his business and local communities. He serves on the Advisory Board of the Benefit Advisors Network (BAN) and leads the BAN Captive Peer Group. He is a member and past president of the Baltimore Estate Planning Council; past president of the Baltimore Chapter of the Society of Finance Professionals; past president of the McDonogh School Alumni Association and a member of the Board of Trustees of McDonogh School.

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Peter Marathas, Esq. – Compliance Director
Peter Marathas is a Partner in the Employee Benefits, Executive Compensation & ERISA Litigation Practice Center at Proskauer Rose. He uses a practical, business-focused approach to counsel his corporate, tax-exempt, governmental and individual clients on complex executive compensation and employee benefits matters, including issues involving defined contribution and defined benefit retirement plans, ESOPs and other qualified plans.

Peter has developed a well-established regional and national reputation as being among a short list of employee benefits and executive compensation attorneys who can guide his clients through complex tax, securities, ERISA and corporate governance issues in a sensible, efficient and understandable manner. Prior to becoming a lawyer, Peter worked for years in human resources and his past-life experience informs his legal approach. He provides practical, business-minded advice that is informed not only by the controlling legal issues but also by market realities and shareholder perceptions.

Widely acknowledged for his technical knowledge, Peter has extensive experience negotiating equity, benefits and compensation matters in complex business transactions, executive employment and severance agreements, and retention and change of control agreements. He has experience designing and implementing qualified retirement plans, welfare plans, and equity and incentive programs that meet the numerous and intricate requirements of applicable federal and state law.

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Stacy H. Barrow, Esq. – Compliance
Stacy H. Barrow is an Associate in the Labor & Employment Law Department and a member of the Employee Benefits, Executive Compensation and ERISA Litigation Practice Center and the Health Care Reform Task Force at Proskauer Rose. With a special emphasis on health and welfare benefit plan arrangements, Stacy advises SIG and our clients on matters related to employee benefits and executive compensation.

Stacy assists his clients by auditing plan documentation and plan operation and identifying gaps that could lead to legal or regulatory issues. He also assists his clients in finding alternative strategies and implementing appropriate measures. In addition, Stacy has experience dealing with qualified retirement plans, such as 401(k) plans, and welfare and fringe benefit arrangements. He counsels his clients on issues arising under the various laws and regulations governing these types of arrangements, including ERISA, COBRA, HIPAA, the Internal Revenue Code and other federal and state laws.

Prior to joining Proskauer, Stacy was an associate at an international law firm in Boston where he advised public, private and tax-exempt employers on employee benefits, ERISA and executive compensation matters. In addition, he has worked as a compliance consultant with an international insurance brokerage and risk management services firm, and an actuarial analyst at a “Big 4” public accounting firm.

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Jillian Albert – Account Director
As an Account Director, Jillian provides strategic account development and support for large group clients. Jillian ensures retention of clients by establishing strong relationships and managing daily communications. She manages internal and external resources to assist with client needs. Jillian assists with the preparation of detailed plan design analysis of various benefits to aid clients in making informed decisions regarding their benefits package. She facilitates and conducts open enrollment meetings through the development of employee communication materials and carrier coordination.

Jillian also manages a professional team that focuses primarily on large regional and national accounts. She joined Silberstein Insurance Group in 2004 and has been in the industry since 2000. She holds her Life and Health license.

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Tracy Alt, CLTC – Individual Underwriting Associate
Tracy joined SIG in 1997 and is the Individual Underwriting Associate. Tracy is responsible for meeting the life, disability, and long term care needs of high net worth individuals, doctors and business owners, including estate and business planning. She also focuses on client needs from referrals by her financial planner, attorney, and CPA contacts. Tracy entered the industry in 1991 and holds a Corporation for Long Term Certification designation.

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Laura Brown – Marketing Coordinator
Laura joined SIG in 2014 and is the Marketing Coordinator. Laura supports the marketing department with various types of communication to clients and other professional organizations, as well as assisting with internal communication. Laura is responsible for the creation and delivery of various marketing ideas and activities. This includes involvement in the firm’s social media presence, development of open enrollment materials, newsletter and website communications, events, and seminars. Laura holds a Bachelor of Arts degree in Mass Communication from Bloomsburg University.

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Gina Chmielewski– Vice President
Gina joined SIG in 2013 and is a Vice President. She is responsible for the management and delivery of the firm’s products and services to middle market clients. Gina brings with her over 25 years of industry experience and extensive knowledge of health plan operations, benefit plan design and funding, and health and wellness benefits for a wide range of plan sponsor types. Prior to joining SIG, Gina worked in Sales and Marketing Leadership roles for national and regional health plans and member advocacy companies, including Aetna, CareFirst, Coventry Health Care, UnitedHealthcare and Health Advocate. Gina holds a Bachelor of Science degree in Mass Communication from Towson University.

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Danielle Clark – Senior Account Coordinator
Danielle joined SIG in 2011 and is an Account Coordinator. In her role, she assists Account Managers with all aspects of customer service, including proposals, claims, renewals, and day-to-day support. She also researches, reviews and resolves claim and enrollment issues. Danielle mainly supports small to mid-size clients. Danielle holds a Bachelor’s Degree in Business Administration with a concentration in Human Resources and Business Management as well as a Life and Health license.

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Brenda Cogar – IT Manager
Brenda joined SIG in 2002 and is the IT Manager. In her role, she is responsible for planning, organizing, researching, and executing technology initiatives. Brenda provides strategic input and direction on IT related topics and manages the technology for SIG. Brenda also works with the Finance Department and is responsible for receiving commissions from various carriers, managing the commission tracking process, internal cost analysis, and commission analysis on current and prospective groups. Brenda holds a Bachelor of Science degree in History from Iowa State University.

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Sharon Connelly – Administration Manager
Sharon joined SIG in 2004 and is the Administration Manager. Her primary focus is on large, multi-site groups. Sharon functions as a liaison between her clients and the various insurance carriers. She advises employees on eligibility, coverage, and other benefit matters. Sharon has been in the industry since 1999 and has an Associates Degree in Business Management with a concentration in Accounting from Strayer University as well as a Life and Health license.

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Tasha Connelly – Assistant Benefits Administrator
Tasha joined SIG in 2012 as an Assistant Benefits Administrator. Tasha is responsible for customer service, administration and ongoing service of large, multi-site groups. She also supports the account managers by regularly conducting renewal rate audits for their clients. Tasha has been in the industry for 10 years and holds an Associate’s Degree in Business Administration as well as a Property and Casualty license.

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Ronald E. Drager, Jr. – Associate
Ron joined SIG in 1997 and is an Associate. Ron’s focus is on group employee benefits plans, with a concentration on group health, disability, and group and individual life. Ron holds a degree in Marketing Management. He currently serves as broker counsel for CareFirst/BlueCross/BlueShield, Coventry HealthCare and United HealthCare/MAMSI and is a member of the National Association of Health Underwriters, his Chamber of Commerce, Bond Meadow Rotary and the Knights of Columbus. He also sits on the Board of Directors for Target Community and Educational Services and United Way of Carroll County, Maryland.

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Rachel Druckenmiller, MS, CHC - Wellness Director
Rachel has served as the Wellness Specialist for Silberstein Insurance Group (SIG) since 2007.  In her role, she assists businesses in implementing health promotion strategies to improve the health of their employees and the culture of their workplace.  She has guided both SIG and their clients to receive local and national wellness awards.  SIG has been recognized as one of Baltimore’s Healthiest Employers and an American Heart Association Gold Level Fit Friendly Company for two years running.

Rachel is certified through the Human Resources Institute as a Wellness Culture Coach and has also been certified by the Wellness Council of America (WELCOA) as a Well Workplace Practitioner, Faculty Status.  She has a Master of Science degree with concentrations in Community Health Education and Health Administration from Towson University. Rachel has a Bachelor of Arts degree in Psychology and has co-authored three articles on health-related topics that have been published in academic journals.

In addition to her corporate wellness expertise, as a result of overcoming several personal health challenges, Rachel is passionate about spreading the message of the importance of eating whole, unprocessed food to heal and energize the body and optimize well-being.  Rachel is certified as a Health Coach through the Institute for Integrative Nutrition (IIN), the world’s largest nutrition school, where she studied dozens of dietary theories, practical lifestyle management techniques and innovative coaching methods with some of the world’s top health and wellness experts. She also has a Certificate in Plant Based Nutrition from the T. Colin Campbell Center for Nutrition Studies.

Rachel believes good health begins in the kitchen and writes a healthy living blog focused on sharing delicious and nourishing whole food, allergy-friendly recipes. Her blog also includes tips and tricks and health information to help you feel your best, most energized, and healthiest. You can follow her blog, Rachel’s Nourishing Kitchen, at www.rachelsnourishingkitchen.com

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Carolyn Ensminger – Account Manager
Carolyn joined SIG in 2001 and is an Account Manager. Carolyn manages and provides support for a variety of clients, ranging in size from 2 – 50 employees. Carolyn’s primary focus is on assisting clients with benefit plan design, advising and educating current and potential clients, and the coordination of internal and external resources to meet their needs and expectations. She facilitates and conducts open enrollment meetings through the development of employee communication materials and carrier coordination. Carolyn has been in the industry since 1991 and holds Life and Health licenses in both Maryland and Pennsylvania.

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Dulaney Farkas– Marketing Director
Dulaney joined SIG in 2014 and is the Marketing Director. Dulaney oversees the marketing team and provides strategic direction for all marketing initiatives. She is responsible for creating SIG’s marketing plan with the goal of generating market awareness, new resources, and new business opportunities. She also works closely with the Benefit Advisors Network (BAN) firms to help leverage marketing opportunities.
The majority of her career has been spent managing advertising, public relations and brand awareness initiatives for professional and financial service firms as well as nonprofit organizations. Dulaney holds a Bachelor of Arts degree in Business Administration from Furman University.

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Mark Glinowiecki – Associate
Mark joined SIG in 2009 and is an Associate. Mark works with group clients of all sizes and is responsible for the financial management and forecasting for their employee benefit plans. A 30-year veteran of the insurance industry, Mark brings SIG’s clients an extensive background in broker insurance sales of medical, dental, vision, life, short- and long-term disability, long-term care, and employee assistance plans. He currently serves as a member of the Mercy High School and St. Ursula Fathers Club. Mark is a member of the Baltimore Health Underwriters Association, the Maryland Association of Health Underwriters, and the National Association of Health Underwriters.

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Lisa Haglauer – Account Manager
Lisa joined SIG in 2010 and is an Account Manager. She brings with her over two decades of group health insurance experience, with a focus on self funded plans. Lisa works closely with SIG’s large group clients to assist with client needs by resolving enrollment, billing, claims, and carrier issues. Lisa holds the Health Insurance Association of America (HIAA) and Managed Health Care Professional (MHP) designations as well as a Life and Health license in Maryland.

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Abbey Holcomb – Administrative Assistant
Abbey joined SIG in 2014 and is an Administrative Assistant. She works with both large and small group clients. In her role, she assists account managers with all aspects of customer service, including proposals, audits, renewals, client collateral and day-to-day support. Abbey holds a Bachelor of Arts degree in English from Washington College.

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Christy Jamison, CBC – Senior Account Manager
Christy joined SIG in 2004 and is a Senior Account Manager. Christy provides strategic account development and support for clients in the 2-100 market. She ensures retention of clients by establishing strong relationships and managing daily communications while managing internal and external resources to assist with her client’s needs. Christy prepares detailed plan design analysis of various benefits to aid clients in making informed decisions regarding their benefit package. She facilitates and conducts open enrollment meetings through the development of employee communication materials and carrier coordination. Christy has been in the industry since 2000 and holds an Associates Degree along with a Life and Health license and Chartered Benefit Consultant (CBC) designation.

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Tierney Jautz – Business Development Specialist
Tierney joined SIG in 2013 and is a Business Development Specialist. One of Tierney’s primary responsibilities is new business development. In addition, she will assist with marketing support and implementation of new technology including Jellyvision. Tierney holds a Bachelor of Arts degree in Communication from Villanova University.

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Jennifer Knight – Senior Account Coordinator
Jennifer joined SIG in 2005 and is a Senior Account Coordinator. She works primarily with large group clients. In her role, she assists account managers with all aspects of customer service, including proposals, claims, renewals, and day-to-day support. Jennifer researches, reviews and resolves claim and enrollment issues promptly and offers valuable support for clients’ group administrators and human resource departments. Jennifer holds a Life and Health license.

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Melanie Koch – Individual Department Assistant
Melanie joined SIG in 2010 and is the Individual Department Assistant. In her role, she is responsible for assisting the Individual Department in regards to the life, disability, and long term care needs of high net worth individuals, doctors and business owners. She also assists with estate and business planning. Melanie ensures that the Individual Department runs smoothly through administrative support and customer service for existing clients.

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Janet Krouse – Senior Account Coordinator
Janet joined SIG in 2013 and is an Account Coordinator. In her role, she assists Account Managers with all aspects of customer service, including proposals, claims, renewals, and day-to-day support. Janet also researches, reviews and resolves claim and enrollment issues. She mainly supports small to mid-size clients. Janet has ten years of industry experience and holds a Life and Health License.

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Jill Lohr – Senior Account Manager
Jill joined SIG in 2005 and is a Senior Account Manager. Jill manages and provides support for group clients of all sizes. Jill’s primary focus is on assisting clients with benefit plan design, advising and educating current and potential clients, and the coordination of internal and external resources to meet their needs and expectations. She facilitates and conducts open enrollment meetings through the development of employee communication materials and carrier coordination. Jill has been in the industry since 2002 and holds a Life and Health License.

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Paul McMahon – Associate
Paul joined SIG in 2011 and is an Associate. Paul works with group clients of all sizes in the Maryland, Pennsylvania and Virginia area. He is responsible for the financial management and forecasting for their employee benefit plans. Prior to SIG, Paul was a Partner of Group Benefit Solutions, which he founded in 2004. Paul holds a Bachelors degree from Bloomsburg University as well as a Life and Health license.

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Mary Miller, J.D., SPHR, ACC – HR Consultant
Mary specializes in strategic human resources consulting and provides live, personalized support to our clients for all of their HR questions. She brings a unique perspective to her clients based on her past experiences including her work as an attorney, a human resources executive, and a consultant. Mary has broad industry experience with an emphasis on wholesalers, retailers, media, engineering, services, and non-profits. She has worked with organizations at all stages from start-up to mature/exit, including multi-site/multi-state operations, small business, and family-owned companies. Some of Mary’s areas of expertise include: benefits and compensation, employee relations, performance management, recruiting and hiring, terminations, policy/handbooks and workers’ compensation. Mary holds a Bachelor of Science in Psychobiology from the UCLA, as well as a law degree from Loyola Law School in Los Angeles.

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Kat Moorman – Account Coordinator
Kat joined SIG in 2013 and is an Account Coordinator.  She brings with her 3 years of administrative experience, and over 7 years of customer service experience. Kat works primarily with Self-funded large group clients. In her role, she assists Account Managers with all aspects of customer service, including proposals, claims, renewals, and day-to-day support. She researches, reviews and resolves claim and enrollment issues promptly and offers valuable support for clients’ group administrators and human resource department.  Kat holds a Bachelor of Arts degree in Anthropology from Eastern University, as well as a Life and Health license.

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Brian Morehead – Vice President
Brian joined SIG in 2007 and is a Vice President. Brian works primarily with large group clients and is responsible for the financial management and forecasting for their employee benefit plans. Brian focuses on plan design and analysis along with reporting and financial analysis. Brian brings with him 10 years of industry experience. Prior to joining SIG, he worked as a Financial Analyst, Underwriter and Sales Representative on the carrier side of the industry. Brian holds a Bachelor of Arts degree in Economics from the University of Maryland Baltimore County as well as Life and Health licenses in both Maryland and Delaware.

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Michela Mundy – Financial Analyst
Michela recently joined SIG in 2013 and is a Junior Financial Analyst. She prepares financial reporting for SIG clients under 200 lives. Michela provides detailed analysis to clients concerning their benefit costs, and assists clients with their budgetary needs in preparing cost per head reports, historical claim analysis, catastrophic claimant breakdowns, and deduction modeling. Michela holds a Bachelor of Arts degree in Finance from Towson University.

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Christina Papili – Benefits Administrator
Christina joined SIG in 2011 and is a Benefits Administrator. Christina is responsible for customer service, administration and ongoing service of large, multi-site groups. She also supports the account managers by regularly conducting renewal rate audits for their clients. Christina holds a Life and Health license.

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Lisa Polanowski – Executive Assistant
Lisa joined SIG in 2007 and is an Executive Assistant. Prior to joining SIG full-time, Lisa was an intern at SIG. In her role, she provides support by preparing reports, handling information requests, and performing overall support functions for the President. In addition, Lisa prepares correspondence, arranges conference calls, and schedules meetings. Lisa holds a Bachelors degree in Business Administration with a concentration in Management from Towson University as well as a Life and Health license.

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Samantha Poturalski – Administrative Assistant
Samantha joined SIG in 2013 and is an Administrative Assistant. She works primarily with large group clients. In her role, she assists account managers with all aspects of customer service, including proposals, audits, renewals, client collateral and day-to-day support. Samantha also offers valuable support to SIG’s Wellness Director for client wellness services and events. Samantha holds a Bachelor of Science degree in Athletic Training from Salisbury University

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Brittnee Rhynes – Receptionist
Brittnee joined SIG in 2014 and is the Receptionist.  Brittnee supports the SIG team by providing exceptional customer service, administrative assistance, and marketing team support by updating the company intranet and preparing client collateral. Brittnee holds a Bachelor of Arts degree in English from Pomona College (Claremont, CA).

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Corinne Schram – Associate Account Manager
Corinne joined SIG in 2010 and brings with her 10+ years of industry experience. Corinne is an Associate Account Manager for primarily small to mid-size firms. In her role, she assists clients with all aspects of customer service, including proposals, claims, renewals, and day-to-day support. She researches, reviews and resolves claim and enrollment issues promptly and offers valuable support for clients’ group administrators and human resource departments. Corinne holds a Life and Health license and previously sat on the board of the Baltimore Junior Association of Commerce.

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Candice Slowik – Client Communications Specialist
Candice joined SIG in 2012 and is the Client Communications Specialist.  Candice is responsible for organizing and executing marketing communications activities, including website and social media communications, special events, seminar planning, and non-profit sponsorship exhibition planning and management.  She also works with groups of all sizes in developing open enrollment materials, flyers, personalized benefit brochures and websites, employee communication, wellness campaigns, and a variety of other employee communication pieces. Candice holds a Bachelor’s Degree in Corporate and Business Communication Studies with a minor in Creative Writing from Towson University.

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Nicole Stinson – Associate Account Manager
Nicole joined SIG in 2005 and is an Associate Account Manager for primarily small to mid-size firms. In her role, she assists Account Managers with all aspects of customer service, including proposals, claims, renewals, and day-to-day support. She researches, reviews and resolves claim and enrollment issues promptly and offers valuable support for clients’ group administrators and human resource departments. Nicole holds a Life and Health license.

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Brian Sweeney – Chief Financial Officer
Brian joined SIG in 2000 and is the Chief Financial Officer. Brian is responsible for planning, implementing, managing and controlling all financial-related activities of the firm. Brian also provides financial analysis and support for large group self-funded clients. Prior to joining SIG in 2000, Brian worked in Finance for Black and Decker and as a Senior Financial Analyst for DeWalt Business. Brian has a Bachelors degree in Finance and Marketing from the University of Maryland, College Park.

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Karleigh Taylor – Senior Account Coordinator
Karleigh joined SIG in 2013 and comes to us with 6 years of industry experience. Karleigh works primarily with large group clients. In her role, she assists Account Managers with all aspects of customer service, including proposals, claims, renewals, and day-to-day support. She researches, reviews and resolves claim and enrollment issues promptly and offers valuable support for clients’ group administrators and human resource department.  Karleigh holds a Life and Health license.

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Lindsay Walker – Account Executive
Lindsay joined SIG in 1999 and is an Account Executive. Lindsay provides strategic account development and support for group clients of all sizes. She ensures retention of clients by establishing strong relationships and managing daily communications while managing internal and external resources to assist with her clients needs. Lindsay prepares detailed plan design analysis of various benefits to aid clients in making informed decisions regarding their benefit package. She facilitates and conducts open enrollment meetings through the development of employee communication materials and carrier coordination. Lindsay holds a Bachelors Degree in History from Towson University along with a Life and Health License. Lindsay currently sits on the board of the Family Crisis Center of Baltimore County and also volunteers for the Baltimore Harbor Waterkeeper.

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Janet Weitkamp – Account Director
Janet joined SIG in 2000 and is an Account Director. Janet provides strategic account development and support for group clients of all sizes. She ensures retention of clients by establishing strong relationships and managing daily communications while managing internal and external resources to assist with her clients needs. Janet prepares detailed plan design analysis of various benefits to aid clients in making informed decisions regarding their benefit package. She facilitates and conducts open enrollment meetings through the development of employee communication materials and carrier coordination. Janet has been in the industry since 1988 and holds Life and Health Licenses in both Maryland and Pennsylvania. Janet is a current member of the National Association of Health Underwriters and the Baltimore Association of Health Underwriters.

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Chris Wiley – Senior Financial Analyst
Chris joined SIG in 2008 and is a Senior Financial Analyst. Chris uses a proprietary suite of analytic tools to recommend financial solutions. He prepares financial reporting and also works with consultants to examine results of the analytics. Chris provides detailed analysis to clients concerning their benefit costs, and assists clients with their budgetary needs in preparing cost per head reports, historical claim analysis, catastrophic claimant breakdowns, and deduction modeling. Chris holds a Bachelor of Arts degree in Jazz/Commercial Composition from Towson University as well as a Life and Health license.

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Gale Woods, LUTCF, RHU – Vice President
Gale joined SIG in 1989 and is a Vice President. Gale manages a team that focuses on large regional and national self-funded accounts. She is dedicated to the account management of current clients and the development of new client relationships. Gale holds a Bachelor of Arts degree in Economics from Denison University and is a member of the Baltimore Health Underwriters Association. Gale is a current board member of Baltimore County Department of Social Services. She holds the Registered Health Underwriter (RHU) and Life Underwriting Training Council Fellow (LUTCF) designations as well as her Life and Health license.

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Johanna Xecominos – Account Coordinator
Johanna joined SIG in 2013 and is an Account Coordinator. She works primarily with small group clients. In her role, she assists Account Managers with all aspects of customer service, including proposals, claims, renewals, and day-to-day support. Johanna also researches, reviews and resolves claim and enrollment issues. Johanna holds an Associates Degree from the Community College of Baltimore County, as well as a Life and Health license.

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